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Soft Loan For Women Entrepreneurs 2025
Soft Loan For Women Entrepreneurs 2025
The Soft Loan Scheme for Women Entrepreneurs, initiated by Kerala Startup Mission (KSUM), aims to provide financial support to women-led startups. The scheme facilitates a soft loan, limited to ₹15 Lakhs, serving as working capital for the implementation of projects and works received from Government departments and Public Sector Undertakings (PSUs) in Kerala.
Documents Required
  • Udyog Aadhar/Udyam Registration
  • KSUM Unique ID
  • Copy of PAN Card
  • Copy of Memorandum of Understanding
  • Details of soft Loan sought from KSUM
  • Any other document as demanded by the recommending/sanctioning authority.
  • Eligibility Criteria
  • The startup must be approved by the Department for Promotion of Industry and Internal Trade (DPIIT) and possess the Unique ID issued by the Kerala Startup Mission.
  • A prerequisite for eligibility is that the women co-founder of the startup should hold a majority stake in the enterprise. This emphasises the promotion of women-led businesses.
  • The startup should be registered in the state of Kerala to qualify for the Soft Loan Scheme.
  • The client for whom the works and projects are undertaken should be a Government Department or a Public Sector Undertaking.
  • Additional Notes:
  • The startup is required to sign an agreement with the Kerala Startup Mission before availing the benefits under the scheme. This formalises the terms and conditions of the arrangement.
  • To avail the loan, a personal guarantee needs to be executed by the women founder of the startup. This serves as a commitment to the repayment obligations associated with the loan.
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    List of Benefits
  • Women Entrepreneurs can avail themselves of a Soft Loan against Purchase Order at a competitive rate of 6% per annum on simple interest.
  • The loan amount is restricted to 80% of the Purchase Order value.
  • Disbursement is facilitated as an advance against the milestone payments agreed upon by the client. This ensures a smooth flow of working capital.
  • The repayment period for the loan is set at 1 year or the completion of the project with full settlement, whichever occurs earlier.
  • Women Entrepreneurs can access a maximum loan outstanding of ₹15 lakhs.
  • The disbursement process involves advances against milestone payments, and the second installment onwards is contingent on the satisfactory completion of project milestones, as certified by the client.
  • How To Apply
    Follow the below steps to apply for the program:
    1. Visit Our Official Website.
    2. Read carefully all the information about the program details.
    3. Click on the "Register" to complete the registration with required details.
    4. After successful registration, Use the received credentials to log into your account.
    5. Once logged in, Click on the "Apply" button.
    6. You will be directed to the application form. Fill in all the required details accurately.
    7. Prepare the necessary documents as specified in the application requirements.
    8. Upload these documents in the designated sections of the application form.
    9. Before submitting, review all the information you have provided.
    10. After that, Click on the "Submit” button to submit your application.
    Note: "As a free user,"
    →'You're encouraged to share this valuable information with your friends to access the link properly.'

    15,00,000

    Soft Loan For Women Entrepreneurs 2025
    SCHOLARSHIP PROVIDER
    The Kerala Startup Mission
    APPLICATION DEADLINE
    31 December
    EDUCATION LEVEL
    All
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    The Soft Loan Scheme for Women Entrepreneurs, initiated by Kerala Startup Mission (KSUM), aims to provide financial support to women-led startups. The scheme facilitates a soft loan, limited to ₹15 Lakhs, serving as working capital for the implementation of projects and works received from Government departments and Public Sector Undertakings (PSUs) in Kerala.